Not too long ago, if you were trying to repair your credit, getting a bad credit credit card might have been a good way to start the process. No matter your credit, there were plenty of bad credit credit card companies willing to set up a new account for you. today however with the lenders being much more concerned about defaults and bad credit, finding such a credit card is close to impossible. If you can find one, the trick will be to make sure you aren't being really overcharged on fees, penalties, interest rates and more as these cards can be expensive. Read more »
Should You Use Online Credit Repair?
Online credit repair is one of the latest services you can find on the internet. When so many people are in bad shape financially, finding the easiest and fastest way to repair your credit becomes important. Many people want to just log on, find an online service, and get everything squared away. But is it really possible to use online credit repair and get everything fix up on your credit report? Read more »
Learn How A Divorce Can Shape Your Credit Score
The information on how many marriages end in divorce are astonishing. And as emotionally painful as a divorce can be all too often it also has an terribly damaging effect on your finances as well. Read more »
Credit Repair Help: Use This Checklist To Dispute A Negative Entry
Here is some credit repair help - a checklist to help you dispute negative entries on your credit report. Print and save a copy to track your progress. Read more »
Credit History Repair: What If It’s Beyond Repair?
Is there a point of no return in doing credit history repair? Read more »
How To Fix Your Credit Score
One of ten Americans face the problem of having terrible credit scores or credit reports. If your one of them and are searching for a program to repair your credit, and are a few good solutions for you to look into. Read more »
Credit Repair Advice: DIY Vs Agencies
A piece of credit repair advice: before your hire a credit repair agency consider the pros and cons. Read more »
What is a FICO Score
Your FICO score is a vital component of managing your finances. This is the number used by the credit bureaus to determine how good your credit is. The FICO scoring system can appear to be pretty complicated if you do not know how it works. On the other hand, if you know how your FICO score is calculated, you can easily find ways to keep a good score or repair a bad one. Understanding your FICO credit score is key to maintaining good credit and keeping yourself afloat. Read more »
Consumer Credit Repair: 5 C’s Of Good Credit
If you've been trying to figure out how to do consumer credit repair, there are five major C words to lenders. Those major areas are character, capacity, capital, collateral and conditions. Read more »
FICO Scoring Meaning
FICO scoring is a system that lenders and underwriters use to determine what your interest rate on a loan is going to be. If you buy a house or car, the mortgage or the loan is determined by you credit report and your FICO score. Read more »