I am writing here about bad credit, because I have been through the process and through the system, including bankruptcy, and I have bad credit now, but my credit was worse. I've done everything I can to bring up credit scores, and for me, this happened before the bulk of Americans today fell short on [...] Read more »
Debt Reduction – Taking a Closer Look at Your Debt to Income Ratio
One of the main reasons why many Americans look to bankruptcy and other measures of debt reduction to clear their name from this debt is because statistically as a country we have a very high debt to income ratio; sometimes way over 50% per household. This ratio can prevent people from obtaining financing, establishing credit, and can also get you in a major bind with many of your own creditors. You can calculate this by taking the percentage of the debt you have versus how much income you bring home. Read more »
Bankruptcy Credit Repair Steps, What Are They?
After you've declared bankruptcy, and you now have the discharge, you might be wondering what are bankruptcy credit repair actions you can take now? It's going to be a long hard road, that's one thing you can be sure of, to get your credit back together. If you haven't filed bankruptcy yet, but are thinking about it, read this post before you file, you may change your mind. Bankruptcy credit repair is not impossible, but it will be tough. Here is what you can expect. Read more »
The Secrets of Bankruptcy Recovery!
More and more American families are being devastated by bankruptcy. Here are easy steps that anyone can follow to bounce back quickly! There is life after bankruptcy! Read more »