Things are happening in this economy that are going to impact many people's credit scores whether they like it or not. Specifically, the banks are reducing credit card limits, raising interest rates, and changing payment terms so that monthly payments are larger than ever before. On top of this, people are losing jobs, or suffering under health care difficulties, so credit scores for many are also taking a hit. However, if you follow some simple steps for at least a few months, you can start to see improved credit score within as little as two or three months. Read more »