Not too long ago, if you were trying to repair your credit, getting a bad credit credit card might have been a good way to start the process. No matter your credit, there were plenty of bad credit credit card companies willing to set up a new account for you. today however with the lenders being much more concerned about defaults and bad credit, finding such a credit card is close to impossible. If you can find one, the trick will be to make sure you aren't being really overcharged on fees, penalties, interest rates and more as these cards can be expensive. Read more »